So you violated a traffic law and got yourself a speeding ticket. After begging the police officer to cut you a break, to no avail, of course, all you can think about now is, “will I have to pay more for insurance with this ticket on my record?”

The simple answer is yes… but it depends. In rare cases, your first speeding ticket might not increase your insurance rates at all. And some companies even offer first-ticket forgiveness programs. But if that doesn’t apply to you, it’s possible that your auto insurance can raise your rate 25% for just 1 moving violation (in 3 years).

Here’s some good news: while it may differ from company to company, often a speeding ticket won’t have an immediate effect on your insurance rate. This is because most insurance companies don’t check your driving record every month, only when your contract is initially purchased or renewed. So if your driving record shows a speeding ticket when trying to purchase insurance you’ll likely be charged more. If they notice it when the renewal occurs, your rates are likely to increase as well.

But none of that can stop Palm Desert Insurance from finding you the most affordable auto insurance for your driving record! Ask us how by calling us here (888) 880-8872 or read more about our auto insurance here. (link to auto insurance page)

Let Palm Desert Insurance work with you to ensure that you have the right insurance coverage. Get your free quote today.