Protection against the elements.
Why Purchase Earthquake Insurance?
The threat of the “Big One’ in California is imminent, especially here in the Coachella Valley where the San Andreas Fault calls home. It’s important to be prepared with supplies and an emergency plan because you never know when you’re going to need them, but equally as important is anticipating the potential for structural damage to your home and belongings in the event of a high magnitude earthquake.
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Is your home seismic retrofitted?
Houses built before 1979—before residential seismic building codes were consistently enforced—may be more vulnerable to earthquake damage. Even a moderate earthquake can severely damage a pre-1979 house that has not been retrofitted to current building standards.
If your home has a wood frame, was built before 1979 and is on a raised foundation, then you may need a brace and bolt seismic retrofit to help keep your house from sliding off of its foundation during an earthquake.
The California Residential Mitigation Program’s (CRMP) Earthquake Brace + Bolt Program offers up to $3,000 in financial incentives to qualified homeowners in a limited number of higher-seismic-risk ZIP codes, to help pay for a seismic retrofit.
Find out if Earthquake Brace + Bolt is available in your ZIP code!
What Earthquake Insurance Covers
At Palm Desert Insurance Agency, we will work with special insurance companies in the area that provide earthquake insurance in order to provide you with a rate comparison so you can make a choice. Rates for this insurance are often very reasonable and we will make sure that you get the most affordable quote for the coverage you need.
For information about how we can help you find the low cost earthquake insurance you need, call us today at (760) 341-2345 or stop by our office.
We are proud to provide insurance services throughout California in Palm Desert, Palm Springs, La Quinta, Indio and the Coachella Valley. We also serve cities in Arizona such as Phoenix, Scottsdale, Surprise, Glendale and Mesa.
73241 Hwy 111, Ste 1-B
Palm Desert, CA 92260