Electricians Liability Insurance

To protect you from claims that your negligence led to bodily injury or property damage to a client or someone else, you need general liability. This contractors insurance coverage will come into play:

• If the customer claims you did the job improperly
• If equipment you provided malfunction and caused injury or property damage
• If the customer claims that your completed work caused injury or damage

As a professional, you will also want the security of having other coverages in place for your business. For example, you may need:

• Property damage to cover your premises and your equipment.
• Business income and extra expenses to restore your revenue after a temporary loss.
• Employment dishonesty coverage to cover employee theft.
• Coverage for newly acquired or constructed buildings under renovation.

You may obtain this valuable coverage as a part of your business owners policy (BOP) or separately. You may also need:

• Commercial auto insurance to protect you or your workers driving company vans on the job.
• Workers compensation for employees who may get hurt on the job.

If you need contractors insurance to cover your liability and property damage needs, don’t short circuit your business. Your dedicated Palm Desert Insurance agent can help you obtain a quote from the best companies in the business. Once your agent understands your specialized needs, he will find you the most affordable option for your review.

Call us today at (760) 341-2345 for a coverage and cost comparison on an electricians insurance policy that’s right for you.

We are proud to provide insurance services throughout California in Palm Desert, Palm Springs, La Quinta, Indio and the Coachella Valley. We also serve cities in Arizona such as Phoenix, Scottsdale, Surprise, Glendale and Mesa.