Palm Desert Employment Practices Liability Insurance (EPLI)
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Complaints might include:
- Sexual harassment
- Wrongful termination
- Breach of employment contract
- Negligent evaluation
- Failure to employ or promote
- Wrongful discipline
- Deprivation of career opportunities
- Wrongful infliction of emotional distress
- Mismanagement of employee benefit plans
While your Human Resources department and every employee, especially those in management or supervisory positions, should be aware of the laws and follow them carefully when dealing with employees, your company can still be the target of charges and frivolous lawsuits. An EPLI policy will reimburse your company for the cost of defending lawsuits, judgments, and settlements regardless of outcome, but will not cover punitive damages or civil or criminal fines. The policy does not pay for workers compensation claims or matters covered by other policies, but does protect you in case of claims by independent contractors or by third parties.
Whether frivolous or not, claims violating employees’ rights can be very expensive to defend and as a result devastating to a small business without coverage.
Call us today at (760) 341-2345 for a coverage and rate comparison on an employment practices liability insurance policy that’s right for you.