General Liability Insurance

As a business owner, you face a double risk that someone will injure themselves on your property or that you or your employees will damage the property that belongs to others. When incidents occur, paying for the damage may only be the start of your problems if you are sued by the other party, who may request compensatory damages for monetary and nonmonetary losses and punitive damages. A General liability insurance policy will protect you against these risks.

If you are a small or mid-sized business, you may purchase this type of general commercial business liability insurance as part of a business owners policy (BOP) that bundles it with your property insurance. To make sure that you have enough liability coverage, your agent will perform a thorough risk analysis. In our litigious society, lawsuits can devastate you and your business.

Will a general business liability policy meet the specific risks you face in your business? Will the coverage you select to protect you against lawsuits be enough? Will an unexpected risk devastate your business? If you have these questions, a consultation with your dedicated specialist at Palm Desert Insurance Agency will yield you quotes on the affordable, targeted protection you need.

Just call us at (760) 341-2345 for a free personal consultation to discuss your business liability insurance needs.

We are proud to provide insurance services throughout California in Palm Desert, Palm Springs, La Quinta, Indio and the Coachella Valley. We also serve cities in Arizona such as Phoenix, Scottsdale, Surprise, Glendale and Mesa.