Palm Desert Home Insurance
Protection for your most valuable asset.
There are several forms of homeowners insurance policies labeled as HO-0 through HO-8 that provide different levels of protection. Your agent at Palm Desert Insurance is dedicated to learn about your specific needs, as you will need a different type of policy if you have a single family home vs. a condominium, manufactured home, or farm. If you rent a home or apartment or if you are a landlord who rents out your home to someone else, you will need different policies.
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Don’t leave empty handed. We can find you the right price with the perfect coverage to help inform you while you shop.
- Broad coverage on your house and other permanent structures, such as your garage, that protect it against specific causes known as “named perils.”
- Protection against damage to your personal property due to specific causes listed in the policy
- Limited coverage on certain types of possessions such as jewelry
- Opportunities to purchase additional coverage for particularly valuable possessions through endorsements
The liability portion protects you in case of injury to others, such as if a neighbor were to fall on your steps or your dog were to bite someone. Your policy also provides a set amount for medical payments in these situations.
Fill out our online quote form for an instant quote, call (760) 341-2345, or stop by our office to get your quote started today.