Palm Desert Home Insurance
Protection for your most valuable asset.
There are several forms of homeowners insurance policies labeled as HO-0 through HO-8 that provide different levels of protection. Your agent at Palm Desert Insurance is dedicated to learn about your specific needs, as you will need a different type of policy if you have a single family home vs. a condominium, manufactured home, or farm. If you rent a home or apartment or if you are a landlord who rents out your home to someone else, you will need different policies.
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Don’t leave empty handed. We can find you the right price with the perfect coverage to help inform you while you shop.
- Broad coverage on your house and other permanent structures, such as your garage, that protect it against specific causes known as “named perils.”
- Protection against damage to your personal property due to specific causes listed in the policy
- Limited coverage on certain types of possessions such as jewelry
- Opportunities to purchase additional coverage for particularly valuable possessions through endorsements
The liability portion protects you in case of injury to others, such as if a neighbor were to fall on your steps or your dog were to bite someone. Your policy also provides a set amount for medical payments in these situations.
Fill out our online quote form for an instant quote, call (760) 341-2345, or stop by our office to get your quote started today.
We are proud to provide insurance services throughout California in Palm Desert, Palm Springs, La Quinta, Indio and the Coachella Valley. We also serve cities in Arizona such as Phoenix, Scottsdale, Surprise, Glendale and Mesa.