Insurance is one of those products that you have to have, but hope you never have to actually use. For drivers in America, auto insurance is necessary (unless you happen to live in New Hampshire). Car insurance is required to protect yourself, your passengers and other drivers on the road.

While automobile insurance may seem like a boring and dry subject, you may be surprised to learn that there are actually some interesting facts about auto insurance you might use to impress your friends or one day answer that million dollar question on a hit game show.

  • Your Personal Items Aren’t Covered – If someone breaks into your vehicle your auto insurance won’t cover expensive items they take like a GPS or laptop. These items would actually be covered under your homeowner policy.
  • Your Occupation Matters – Certain trusted professions such as engineers and teachers are eligible for auto insurance discounts based on their perceived maturity levels and trustworthiness.
  • Color Does Not Matter – Urban legend has it that certain car colors affect your insurance rates, but that is simply not true.

Other Interesting Auto Insurance Facts

  • Mississippi has the highest rate of uninsured motorists
  • Drivers in Texas rack up the most hail damage, to the tune of about $925 million per year
  • About half of your insurance premium goes toward paying administrative expenses and not claims
  • Some companies offer special policies for female drivers including features like roadside assistance and stolen purse coverage
  • The first car insurance liability policy was written by Travelers Insurance in 1897
  • You can save money by insuring your vehicles and home with the same company

Auto Insurance in Palm Springs

Palm Desert Insurance Agency has been providing comprehensive insurance solutions for individuals and families in the Coachella Valley since 1964. We are an independent insurance agency which means we work with a number of insurance carriers and can shop around to find the best rates for you and the exact coverage you need. We invite you to take advantage of our no obligation, no hassle online quoting process today.

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Offer valid with select carriers only.