Fire safety

Fire safety

  In the case of a fire at home, your family may only have up to 2 minutes to safely evacuate. Does your family have a plan in the case of an emergency? Routinely preparing for an emergency is the plan to keep your home and family safe. Install smoke alarms in...

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What to do when there is an Earthquake?

What to do when there is an Earthquake?

An earthquake can happen at any time. Do you know the proper thing to do based on where you are? If you are indoors during an earthquake: DROP to the ground; take COVER by getting under a sturdy table or other piece of furniture; and HOLD ON until the shaking stops....

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Earthquake Preparedness Kit

Earthquake Preparedness Kit

Living in the south western United States, it is easy to grow accustomed to the minor earthquakes we experience on a regular basis. Most people don’t feel the vast majority of earthquakes because they are too small or far away that they go unnoticed. However, this...

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The Richter Scale – Understanding Earthquakes & Insurance

The Richter Scale – Understanding Earthquakes & Insurance

Living in California, earthquakes become a common part of life. We have all felt them, and people are always talking about being ready for “The Big One”. But how strong does it have to be what do those earthquake numbers mean? The Richter Scale was developed in 1935...

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Does Your Insurance Cover Earthquakes?

Does Your Insurance Cover Earthquakes?

Did you know that most homeowners insurance policies do not cover earthquake damage? Living in California, earthquakes are inevitable. Taking a look at your policy may show that you are not as protected in the event of a major earthquake as you thought.  The one...

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Steps to Take to Insure Your Home

Steps to Take to Insure Your Home

Just Bought a Home! Now It's Time for Insuring That Home. Here's the Process. So, you've finally bought a home — congratulations! Buying a home is one of the largest financial investments a person can make, and it often a decision that's made for several decades, if...

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What To Do Car Insurance-Wise After an Accident

What To Do Car Insurance-Wise After an Accident

Car accidents can be traumatic both physically and mentally. They can also end up costing drivers hundreds to thousands of dollars in damages if not dealt with properly. If you have been in a car accident that was not your fault (or was only partially your fault), it...

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What Can Happen When You Don’t Have Auto Insurance

What Can Happen When You Don’t Have Auto Insurance

4 Things That Can Happen When You Don't Have Auto Insurance In the United States, all vehicles on the road are required to be registered and insured. Insurance protects both the driver and other drivers on the road from excessive costs in the event of an accident....

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Why Business Insurance is Worth Every Penny

Why Business Insurance is Worth Every Penny

If you own a business, you want to do everything you can to grow and protect your assets. Aspects of your business such as product quality, marketing, and customer service are all important to help you earn money — but you should also have a system in place to help...

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Why You Need Restaurant Insurance

Why You Need Restaurant Insurance

No matter if you own a five-star restaurant, a casual diner or a food truck, it’s important you protect yourself against a number of potential risks to your business. Beyond the usual umbrella policies and general insurance plans, here are some important coverage...

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