Being in an accident can be a very stressful and traumatizing experience, making it difficult to gather your thoughts. Whether you are at fault or not, there are steps that you must take in that situation.
1.) Move to a safe area: If you are not seriously injured, try to find a safe place to move your car. If your car is greatly damaged or is not operating, turn on your hazards to warn other drivers that you are unable to move.
2.) Stop the car: Make sure that once you have either moved to the side/safe area or turned on your hazards, you turn off your engine. Take a deep breath, try to calm yourself down. At this point, make sure that it is safe for you to get out of your car (if you have any road safety items such as flares, use them), if not, stay in your car.
3.) Check on those involved: Make sure everyone is okay; drivers, passengers, and pedestrians, and make sure there are no injuries. If there are any injuries, call 911 immediately. Even something as simple as dizziness or other small symptoms should be taken care of by a professional.
4.) Call the police: If you have not called already. Even when involved in a small accident with minor damages and no injuries, it is necessary to call the police. Once the police have arrived, try to avoid blaming or admitting fault until they fully investigate the accident and let them determine who is at fault, if applicable.
5.) Gather important information: Try to get as much information as you can such as driver and passenger names, license plate numbers, make and model of vehicles involved as well as the location of the accident and insurance information of all parties. Make sure that you are cooperative and provide this type of information yourself.
6.) Take photos: Use your smartphone to take some pictures of the accident scene. This will help speed up the claim process as it will serve as evidence. This evidence can then be used if you need to get a lawsuit for any compensation. You should take a look at someone like the Nehora Law Firm to give you a better idea of the next step that you need to take.
7.) File your claim: Once the accident has been investigated by the police and you have interchanged information with the others involved, call your insurance company and file a claim. Give them all the information that you have on hand.
At Palm Desert Insurance we can help insure you with only the best coverage. If you’re looking for a good insurance company to have your back, call us now at (760) 341-2345 to receive more information and a free quote or visit our website at https://palmdesertinsurance.net/auto-insurance/ today!